Don't Wait! Why Your High School Graduate Needs Powers of Attorney Before College

As your child embarks on the exciting journey of college, it's natural to focus on dorm decor, class schedules, and newfound independence. However, amidst the hustle and bustle of college prep, there's one crucial aspect that often gets overlooked: powers of attorney (POA). In this article, we'll explore the importance of preparing powers of attorney for your high school graduate before they head off to college and why procrastination could lead to unnecessary stress and anxiety.

“Failing to prepare, is preparing to fail.”

-Benjamin Franklin

The Reality of Adult Responsibilities

Once your child turns 18, they legally become an adult in the eyes of the law, regardless of whether they're still in high school, heading off to college, or taking a gap year. This newfound adulthood comes with a host of responsibilities, including the ability to make their own medical and financial decisions. Without powers of attorney in place, you, as a parent, may find yourself powerless in critical situations, unable to access medical information or make important decisions on behalf of your child.

Ensuring Medical Care and Decision-Making

In most cases, medical providers and insurance companies will not discuss medical information or healthcare details of a child who is 18 or older without a HIPAA release or medical power of attorney (POA), even with a parent or guardian. Once a child turns 18, they are considered a legal adult, and their medical information is protected by HIPAA privacy laws. Without proper authorization, including a HIPAA release or medical POA, medical providers and insurance companies are not permitted to disclose any medical information to a parent or guardian.

The Risks of Procrastination

Procrastination is the enemy when it comes to planning, especially for young adults. While it may be tempting to put off preparing powers of attorney until a later date, the reality is that accidents and emergencies can happen at any time. Without powers of attorney in place, you and your child could be left scrambling to navigate complex legal or medical processes during already stressful times. From medical emergencies to financial issues, the risks of procrastination far outweigh the convenience of delaying this crucial step.

Peace of Mind for Parents and Students

Preparing powers of attorney once your child turns 18 provides invaluable peace of mind for both parents and students. Knowing that legal documents are in place to protect your child in case of emergencies allows you to focus on supporting their academic and personal growth, rather than worrying about what-ifs. Powers of attorney provide a safety net, ensuring that your child's wishes are honored, their interests are protected, and you are there to help them even when you're miles away.

As your high school graduate prepares to embark on the adventure of college, give them the gift of taking proactive steps to protect their future by preparing powers of attorney. By including these documents as part of the planning for college, you can equip your child to handle whatever life throws their way with confidence and peace of mind. If you're ready to take action and prepare powers of attorney for your child, contact us today to schedule a consultation. Let us help you and your child navigate the transition into adulthood with care and confidence.

If you found this blog post helpful, please consider liking and sharing it with others who may benefit from this information. If you have questions about your estate planning needs or would like to discuss your individual situation, I invite you to contact me to schedule a consultation. I look forward to helping you protect your legacy and plan for the future.

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